went to R.J Credit Associates becasue I needed to get back into school. My student loans were defaulted on, after my loans were handled I stopped being garnished, I was able to reenroll back into school it was corrected with the credit bureaus also... They were awesome I recieved weekly progress notes showing me that they were working on my case frequently and once I graduated from school they sent me nice fruit sculpture..telling me congrads...they made it easy for me and I could never thank them enough

They are wonderful and best of all they finance their services. They help people with spending issue and they help students that are kicked out of school of defaulted loans get back into school and complete home loan modifications and debt counseling.