James B. Nutter, strange name, great mortgage company. Nutter is a no nonsense mortgage company. They offer a selection of loans where they do not charge ANY closing fees. They are headquartered, and have their only office, in KC, and keep good old fashion Heartland values. We received an excellent rate on our mortgage, the staff was easy going and easy to deal with, and they offer their services to people outside KC, too. You won't find a better deal anywhere else.