As I understand, Merrill Lynch has three offices, Beverly Hills, Century City and Westwood (?) that make up one office. My Financial Advisor is Ted Shin in the Beverly Hills office. I was assigned to him from another former employee that left the company. I just want to say that he and his partner take care of my wife and I very well. I've worked with many other brokerages in the past and must say that I am the most satisfied not only with my performance but with my service with Ted and Merrill Lynch in the Beverly Hills office. I highly recommend this young gentleman because he always seem to offer a solution in my portfolio but also in other areas of my family's life as well. I was hesitant at first because he seemed a bit on the younger side. However, he has proved to my wife and I that he far more capable and professional than some of the seasoned people. He makes things very understandable and does an excellent job keeping us updated on any changes.