I have found the staff extremely helpful and knowledgeable. The loan officers easy to work with, go out of their way (all of the staff does at AFB), return your phone calls and have excellent, well thought thru answers to your questions. They recommend many ways to invest your money.I like that they have created exactly what they set out to do....be the hometown friend first name basis bank that you rarely see anymore. They know my name, use it and remember me.I highly recommend them for their service and home town attitude. Very community minded and community supportive.